Car loan – acquire your desired car | Luminor

Car loan
Car loan
- Annual interest rate for loans EUR 2000 - 6 900 from 7.5%, for loans EUR 7000 – 20 000 fixed 8.9%*
- Agreement fee for loans EUR 2000 – 6 900 1.5% from loan amount (min EUR 60), for loans EUR 7000 – 20 000 no agreement fee*
- Fixed interest rate throughout the loan agreement period
- No down payment required
* Offer valid until 31 December 2025.
Car loan or leasing?
Thinking of buying a car or a motorcycle? With Luminor, the road is wide open!
- Annual interest rate for loans EUR 2000 - 6 900 from 7.5%, for loans EUR 7000 – 20 000 fixed 8.9%*
- Agreement fee for loans EUR 2000 – 6 900 1.5% from loan amount (min EUR 60), for loans EUR 7000 – 20 000 no agreement fee*
- Loan repayment term from 12 to 84 months
- Loan can be repaid before maturity without additional commission fees. In case of full early repayment of the loan, a proportional part of the paid fee will be automatically returned to your account for the period the loan was not used
- No down payment required
- For your peace of mind - loan payment insurance
* Offer valid until 31 December 2025.

Choose the right solution for you
This result is based on approximate calculation and is not considered as the right financing solution in all cases. Please contact a Bank representative to make the right decision.
See our other products
Getting a loan – step by step
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Fill in the loan application online
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Receive a call about your loan offer and next steps
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Sign the car loan agreement remotely
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Receive funds in your account and buy your car
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Register your car within 60 days after signing the agreement


Requirements to apply
- You are over 18 years of age
- Your regular, officially proven income is at least EUR 510 per month (after taxes)

Documents
- Loan application
- Passport or eID card
- We’ll inform you if we need any additional documents