Luminor Black | Luminor

Explore Luminor Black card's benefits

I’m Luminor customer

Apply for a card via internet bank in section Accounts and cards

New customer

Free cash out

Enjoy the freedom and withdraw money free of charge at any ATM in Latvia, Baltics and around the world!*

Travel insurance

Apply for Luminor Black card and receive travel insurance for the whole family with coverage up to € 300 000**
Includes travel insurance in Latvia and COVID-19 insurance during the trip***

With credit limit?****

Available funds can be transferred to other accounts without additional commission. If you are a Luminor customer, apply for a card with a credit limit in the Internet bank section Accounts and Cards. Not a Luminor customer yet? Become a customer here

One card for everyday and travel

The package includes unlimited number of SEPA and card payments. Get the card free of charge at the address in Latvia of your choice and activate it via internet bank

*Take up to € 600 per month from Luminor’s ATMs at Baltics + € 400 per month from any ATMs around the world
**family – card holder`s children (minors and full-time students up to the age of 24), spouse or cohabiting partner (if a joint household is at least 1 year) traveling together with the card holder
***Travel insurance in Latvia is valid if the stay takes place in a hotel and the travel destination is further than 50 km from the place of residence
****The minimum credit limit is € 600. Black card is also available without credit limit.

Become a customer remotely

Become a customer

Remotely within just 10 minutes

Step 1 – prepare an electronic signature, ID‑card or passport and make sure that your device has a video camera and microphone
Step 2 – fill out and confirm the application with an electronic signature and wait for the video connection with the consultant
Step 3 – sign the contract with an electronic signature and receive the card by mail

In person, at the customer service centre

Step 1 – complete the application on our website
Step 2 – wait for a call from a consultant with a confirmation of opening an account and arrange a time for a personal meeting
Step 3 – go to the customer service centre at the booked timeā
Step 4 – receive your card by mail

Explore Luminor Black card's benefits

Remotely within just 10 minutes

In person, at the customer service centre

Useful links

If you are Luminor customer

Not a Luminor customer yet?