Stocks (equity securities) are units of ownership in the companies. If the company that issued the shares (the issuer) earns profit, a portion of the profit may be distributed to the shareholders in the form of dividends.
A bond is a non-equity security, under which the issuer (company, government or other issuing institution) becomes the bond holder’s debtor.
Exchange traded funds (ETFs) are collective investment schemes that are listed on stock exchanges. ETFs are managed by professional investment management companies.
Mutual Funds are collective investment schemes that are made up of a pool of funds collected from investors for the purpose of investing in various financial instruments, like shares, bonds, other mutual funds, derivatives and etc. Mutual funds are operated by fund managers, who invest the fund's capital and attempt to produce capital gains and/or income for the fund's investors.
All investments entail risks and may result in both profits and losses. Investors should carefully consider their financial situation in order to understand the risks involved and ensure the suitability of their situation prior to making any investment, divestment or entering into any transaction. You are responsible for your investment decisions; therefore, before making a decision you should get acquainted with all investor protection documents, including, but not limited to, description of financial instruments and related risks, prospects of funds or of financial instruments available here.
Past performance is not a guide to future performance and should not be the sole factor of consideration when selecting an investment. If the return earlier was positive, it may not be the same in the future. The price of the investments may go up or down and the investor may not get back the amount invested. Your income is not fixed and may fluctuate. The value of investments involving exposure to foreign currencies can be affected by exchange rate movements. The levels and bases of, and reliefs from, taxation can change and it may not suit you.
None of the information contained herein constitutes an offer (or solicitation of an offer) to buy or sell any currency, product or financial instrument, to make any investment, or to participate in any particular trading strategy.
Luminor does not provide recommendations in Luminor Investor Platform. Luminor does not take into account any particular client’s investment objectives, special investment goals, financial situation, specific needs, demands, knowledge and experience. Therefore, all information in the website is, unless otherwise specifically stated, intended for informational and/or marketing purposes only and should not be construed as:
Luminor shall not be responsible for any loss arising from any investment and/or arising from using or interpreting the information provided herein.