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Smart-ID Payments Payment cards Internet banking Loan, leasing Registration, usage, restoration Payment status, execution, regular payments PIN code, card renewal, commission fee Payment limits, payment order, account number, accounts Mortgage and consumer loan, leasing, grace period

Smart-ID Payments Payment cards Internet banking Loan, leasing Registration, usage, restoration Payment status, execution, regular payments PIN code, card renewal, commission fee Payment limits, payment order, account number, accounts Mortgage and consumer loan, leasing, grace period

What are the cash-out and payment operation limits applied to payment cards What to do if a child already has an account, but now needs a card and internet bank? Is it possible to order a card for the child under the parent’s account? How to do this? From what age the child can use internet bank? Is it possible to open an account for children under 6-years-old? How can parents change internet bank limits/rights for the child after account opening? What are the travel and purchase insurance rules for my child’s Luminor Black?

What is the Altum guarantee for young professionals? Can the Altum guarantee be repaid early? Can the Altum guarantee be waived? How is the annual Altum guarantee payment of 2.4% of the guarantee per quarter is calculated? When do I have to start repaying the annual Altum guarantee payment? What is the payment schedule for the Altum guarantee payment? On which date is the guarantee payment deducted from my account?