Loan and leasing
On your full-version Internet bank, send a message to the bank, in the section Messages / All messages / New application / Application from a sample, selecting the subject Application for Early (Partial) Repayment of Loan
To get a consultation regarding your current loan, you need to apply for it on your full-version Internet bank, by writing a free-form application, stating your question, in the section Messages / All messages / New application. An answer will be given in the same section, in form of a message.
To get a consultation regarding a new loan, fill in a credit application form and our experts will contact you.
There are two reasons for changing the pledgor in majority of cases:
- in case of selling the real property;
- changing the owner of mortgaged real property to spouse, borrower or guarantor.
You can write the application in the Internet bank section Messages.
Commission fee for our consent to actions with mortgaged property, as well as information about the amount of the commission fee for making changes in documents of a credit transaction is available here: Mortgage loan and Private loan.
Taking into account that our consent to changing the collateral provider is valid for 3 (three) months, in case of sale of real property, we recommend you to at first get the buyer’s acceptance for purchasing the property and only then write an application to get our consent.
Reconstruction of real property (including replanning, reconstruction, renovation) is permitted only in compliance with the procedure established by laws and regulations, with the approval of the respective institutions.
Prior to turning to the building authority, you will need our consent. You can write the application for receiving the consent on the Internet bank, section Messages.
Commission fee for Luminor’s consent to actions with mortgaged property: Mortgage loan and Private loan.
Write an application in the Internet bank section Messages / All messages / New application / Application from a sample and select the subject regarding payment holidays.
Please, do not hesitate to contact us as soon as any concerns arise regarding difficulties to make payments. We will review every application individually and seek the most appropriate solution to suit every customer.
On our website, in the section Loans, choose the loan or leasing that suits you most and fill in an application form. Our experts will contact you to clarify all the necessary information.
You can view the necessary information on Internet bank, section Loan and Leasing, by selecting the option of detailed information.
Write to lizings@luminor.lv.
The funds intended for repayment of consumer loan must be provided in your current account on the date of repayment specified in loan agreement. On this date, we will automatically repay the loan according to the loan schedule.
The funds intended for repayment of mortgage loan must be provided in your current account on the date of repayment specified in loan agreement. On this date, we will automatically repay the loan according to the loan schedule.