2nd pillar pension

While making savings for retirement. Choose your pension manager carefully. With Luminor 2nd pillar pension savings will be formed from your social contributions. For example, if you start your working life at the age of 25 you can make up to EUR 51 thousand savings in pension capital from your social contributions. * Impressive!

Pension plan benefits

Our pension plans are among the most profitable plans within a 10-year period**
Choose your investment strategy - conservative, balanced or active. We recommend choose investment plan to younger savers.
The closer to retirement, the more appropriate is conservative approach.
Your pension capital is invested to ensure a long-term return, carefully managed and closely monitored

Apply

Apply for your 2^nd Pillar Pension at www.latvija.lv

Fill application

When filling application, choose most suitable pension plan

Submit application

Important! State-funded pension plan participants can change their pension fund manager once a year, and change the pension plan with the same fund manager twice a year.

* The calculation is based on the following assumptions: the monthly pre-tax salary EUR 600, the annual salary increase 2%, 2nd pillar pension contribution rate 6%.Level 2 pension plan expected average annual yield 3.50%, the retirement age 65 years.
** Source: www.manapensija.lv data, as of the calculation date 31.12.2015. The historical performance does not guarantee a similar performance in the future.

Pension plan prospectuses, as well as other information about pension plans and asset managers may be obtained:
-in the State Social Insurance Agency
-at the fund manager's Luminor Asset Management IPAS Skanstes Street 12, Riga
-in the custodian bank Luminor Bank AS and its branches (phones 1880, +371 6717 1880)

2nd pillar pension

Pension plan benefits

Applying to 2nd pillar pension is easy!

Apply

Fill application

Submit application

Necessary documents

Useful links