Investment in funds may be exposed to currency fluctuation risk, price volatility risk, interest rate risk, liquidity risk as well as other risks whose impact may cause either increase or decrease in the investment value. Prior to making a decision you are kindly asked to read through additional information about the product
*Service of life insurance offer ERGO Life Insurance SE (registered in the Lithuanian Commercial Register under No. 110707135, registered office: Geležinio Vilko g.6A, Vilnius LT-03507, Lithuania), represented in Latvia by ERGO Life Insurance SE Latvian branch (unified registration No. 40103336441, registered office: Skanstes iela 50, Riga, LV-1013. Offering life insurance, Luminor Bank AS, reg. No 11315936, address: Liivalaia 45, 10145, Tallinn, Republic of Estonia, represented within the Republic of Latvia by Luminor Bank AS Latvian Branch, reg. No 40203154352, address: Skanstes iela 12, LV-1013, Riga, Republic of Latvia, acts as tied insurance intermediary on behalf of ERGO Life Insurance SE.
** Judicial acts of the Republic of Latvia allow refund the resident income tax in the amount of up to 20% (but not more than 4000 EUR) of the life insurance payments. The insurance agreement has to be signed for at least 10 years (without partial repayment of the payments) and cannot exceed 10% from person’s taxable income. The rules for refunding the resident income tax are defined by the law "About resident income tax" and judicial acts following from it. The information about the taxes is submitted according to the judicial laws of the Republic of Latvia valid at the present moment.