Luminor Debit – simple and secure

Luminor Debit – simple and secure

Luminor Debit – simple and secure

  • Your pocket companion for just € 2.40 per month
  • The contactless Visa debit card that’s straightforward and reliable. Get one for each family member.

Get it remotely

Apply online, get your debit card in the mail, and activate it in your internet bank

Go contactless

Make payments and use ATMs with your smart phone or watch using Apple Pay, Google Pay, and more

Get funds when needed

Free EUR transfers and free withdrawals within the limit from any Luminor ATM in the Baltics

Manage features online

Activate/disable the card and contactless and online payments, change your PIN, add Safety+, and more

Luminor Debit, the card for everyone

A simple debit card that gets the job done

Life is what happens while you’re busy managing your bills, gifts, subscriptions, and groceries. Keep yourself less busy with payments so you can focus on what matters.

Luminor Debit is available from the age 6, and is free of charge for youth up to 21 get one for each family member and gain more time together.

The Luminor Debit card is valid for 5 years, meaning less hassle and less plastic.


Explore kids’ card

The future of debit is mobile-first

Luminor Debit – a contactless card that saves both time and space

Don’t worry about scuffing up or losing your card add it to your digital wallet and pay with a glance or a tap.

And for a few less things to worry about, get the Safety+ card insurance service for 0.79 €/month. That means extra security in case of card theft and certain types of fraudulent payments, including free and fast delivery of a replacement card anywhere in the world.

Already our customer? Order your card remotely

Submit an application in your internet bank under Accounts and cards / My cards

Activate the Luminor Debit package in the internet bank under Packages

Get your card in the mail – activate it in your internet bank under My cards

Become a customer

New to Luminor? Welcome! Join Luminor remotely or call +371 67 17 1880 to book an appointment in person.

Cash transactions

Cash deposit Cash-out at a Luminor ATM Cash-out at other ATMs
Free up to € 2 000 per calendar month Free up to € 600 per calendar month 2% of the sum (min. € 3.50)
0.2% of a sum exceeding € 2 000 (min. € 0.40) 0.2% of a sum exceeding € 600

See our price list for more information.

Standard limits for cash and purchase transactions

Daily cash-out limit € Purchase limit per day (including online) € Monthly cash-out limit €
5 000 5 000* 20 000

*offline transactions not included in the limit.
If you’d like to change your cash-out and payment limits, send us an internet bank message or call us at +371 67 17 1880. The fees for changing limits are listed in our price list. There’s no fee if the limits are changed to the standard or amounts below the standard.

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