Use the opportunity and get a home loan for your new apartment in newly built house with no agreement fee.
A home loan with ALTUM housing guarantee comes with a smaller initial downpayment and makes buying of your dream home affordable and convenient.
Offer is valid for apartments that has been put into operation no later than 01.01.2010.
You don’t have to come to customer service center to receive a housing loan consultation.
Book your online meeting time by calling +371 67 17 1880
|Real estate price||Loan amount||Loan maturity||Initial payment||Agreement fee||Annual Percentage Rate|
|EUR 70 000||EUR 59 500||30 years||EUR 10 500||EUR 0||2.4 %|
|Bank account maintenance monthly fee||Monthly instalment (360 times)||Payment for the registration of a mortgage in the Land Register||Annual Percentage Rate (APR)||Total amount payable|
|EUR 1 per month||EUR 232||EUR 73.73||2.47 %||EUR 83 959|
Loan securing – mortgage on the real estate to be purchased. Bank financing up to 85%.
To get the loan, you need a Luminor account and an Internet bank, evaluation of Real estate, Real estate insurance throughout the life of the credit agreement.
Additional costs not included in the APR: Real estate insurance premium, Real estate appraisal costs, notary services, payment transaction fee for issuing a loan (if payment is made to another bank).
These estimates are for information only. The bank's offer may vary from case to case.
ALTUM offer for the families with children and young professionals
Real estate valuators
General information on loans secured by a real estate mortgage
Real Estate Collateral Insurance Requirements for Private Individuals
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