Loan for home building | Luminor
Loan for home building

Want to build your own house? We will assist you in making your dream come true and turn your plans into actions.

Assess the benefits 

* When applying for the loan with ALTUM housing guarantee 

Apply

1

Find out your loan options and the expected building costs

To find out the loan options use the calculator or visit the our Construction Funding Centre to get a consultation.

2

Choose the house design and obtain the construction permit

  • Certified architect will assist you in development and coordination of the detail design
  • Obtain the building permit from the building authority of the respective municipality or town (city)
  • Delegate the development and coordination of the construction design to our cooperation partners 

3

Fill out the application and submit the required documents

  • Apply here and we will contact you during the day
  • The application can also be filled in our Construction Funding Centre

4

See our proposal and executethe required documents

  • It will list the principal lending terms and conditions we definitely can find an agreement on
  • Sign the loan agreement with the Bank

5

Get insurance against various troubles

  • Take care about the protection of your family by choosing the borrower’s life insurance
  • Protect your dwelling by executing the dwelling insurance

6

Carry out the pledge registration

  • Submit and obtain documents to/from the Land Register office on the purchase of dwelling and the pledge registration
  • We are always ready to assist in preparation of the required documents within the framework

Necessary documents

  • Loan application
  • Passport or eID card
  • Account overview for the last 6 months (if you are not our client)
  • Building permit, calculation, technical plan
  • Real estate price estimate

We will assist you in fulfilling your dream about a new home!

See also: Become a customer, Real estate insurance, Banking packagesLoan for the acquisition of home under the state guarantee for families and young professionals