A home loan with ALTUM housing guarantee comes with a smaller initial downpayment and makes buying, building or renovationg your dream home affordable and convenient. ALTUM housing guarantee can be used by a families or a young specialists.
€0 agreement fee:
For families with children
for home purchase, construction or repair costs up to €200 000
with children up to and including 23 years of age
For new specialists
young professionals under the age of 35
complete upper secondary vocational or higher education
Offer is valid, submitting application from 01.12.2019 till 31.03.2020.
Your pasport or eID card + birth certificate for every child below the age of 18
Proof of declared address of the credit recipient and his/her children (The statement can be downloaded from www.latvija.lv, if you register via our Internet Banking, or can be issued at any Citizenship and Migration Department (PMLP) or municipal department at the declared address of the credit recipient.)
State Revenue Service (SRS) report about dependents, if in their birth certificate the credit recipient is not stated as one of the parents
Account overview for the last 6 months (if you are not our client)
Appraisal of the real-estate property serving as a security deposit