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Consumer loan

Today’s plans – tomorrow’s reality

Today’s plans – tomorrow’s reality
  • 8.9% fixed annual interest rate and €0 agreement fee
  • For car loan, loan for renovation or property acquisition and consumer loan

 
The offer is valid for loans starting from €7000, for applications submitted between 1 March 2025 and 30 June 2025.
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Representative example. Loan amount €7000 | Loan repayment term 60 months | Fixed annual interest rate 8.9% | Agreement fee €0 |Minimum monthly account maintenance fee €1.30 | Total repayment amount €8776.20 | Monthly instalment €144.97 | Annual percentage rate (APR) 9.69%
Housing loan

Housing loan

Housing loan
  • We will support you in buying your home

 
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Become our customer

Become our customer

Become our customer
  • Enjoy the unlimited euro transfers, accounts and card with travel and purchase insurance
  • Take your finances to the next level
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Luminor never calls or sends e-mails or SMS asking for detailed personal data – your full ID-number, e-mail, home address, internet bank ID; card No., expiry date, CVV/CVC code; Smart-ID PIN or SMS codes. Our internet bank address is ib.luminor.lv, website – luminor.lv. Confirm an action with Smart-ID (code calculator) only if you initiate it yourself! If you notice anything suspicious while banking, stop and call +371 67 17 1880.
Luminor Black

Luminor Black - so simple it gets boring

Luminor Black - so simple it gets boring
  • Unlimited euro transfers, accounts, card, travel and purchase insurance
  • Only 3.50 EUR/month for the first 3 months*
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card for kid

Free account and Debit card for children

Free account and Debit card for children
  • Open your kid's first current account and receive 3 months of accident insurance included

 
Insurance offer for your kid is valid if you apply for an account by June 17
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Remember! We offer services at our customer service centers by prior appointment. You can apply for a consultation and find out the availability of the service in person or receive a remote consultation by calling the Luminor Customer Service Centre +371 67 17 1880
Luminor Debit

Luminor Debit

All the basics covered
Luminor Black

Luminor Black

The new standard

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In view of situation with Ukraine.  We will be offering employment for people displaced by the invasion of Ukraine. Bank account opening to Ukrainians is free of charge in all Baltic states. Payments to Ukrainian banks are also free ►
In view of situation with Ukraine, find answers to frequently asked questions here ►

Opening account for Ukrainian citizens

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