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Seaman offer

Seamen program

Seamen program
  • Personal and professional service for you and your family, with an understanding of the specifics of the industry.
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Daily services

Convenient for travel, practical for daily use

  • Travel insurance for you and your family* – both at home and abroad
  • Free 180‑day purchase insurance that covers repair or reimbursement (terms and conditions apply)
  • Free cash out within the limit from Luminor and other bank ATMs worldwide
  • Free euro transfers in Europe and an unlimited number of internet banking users and current accounts at no extra cost

* Children (students up to the age of 24), spouse or cohabiting partner (1+ year of joint household) travelling together with the cardholder.

Learn more

For those working in the maritime and fishing industries, currency is converted at a specially adapted rate, which applies if the amount to be converted is at least €5,000.

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Financing

Car leasing

  • 50 % discount on agreement fee (1)
  • Leasing amount from €8,000 and funding up to 90 % of the purchase price of the car
  • Interest rate from 1.89 % + 3‑month Euribor. For environmentally friendly cars – from 1.45 % + 3‑month Euribor

(1) This offer is valid for leasing applications submitted on the Luminor website until 31.12.2025 if the code PARJUR is indicated in the leasing application.

Apply for leasing

Car loan  

  • Fixed annual interest rate of 8.9 % and €0 loan agreement fee (2)
  • Loan amount from €2,000 to €20,000
  • No down payment required

(2) The offer is valid for loan applications submitted until 31.12.2025 if the code PARJUR is indicated in the loan application.

Apply for a loan

Car leasing representative example: Car purchase price €24 000, down payment €2 400, financing amount €21 600, financial lease term 5 years, leasing annual interest rate 2.24 %+ 3‑month Euribor (2.84 % at 13.12.2024), agreement fee with 50 % discount €180, total repayment amount €24 684.60, monthly instalment €408.41, annual percentage rate (APR) 5.56 %. CASCO insurance must be ensured for the car. This example is informative. Service provider: Luminor Līzings SIA (reg. No. 40003348054).
Car loan representative example: If the loan amount is €8 000, with a loan repayment term of 60 months, fixed annual interest rate of 8.9 %, loan agreement fee of €0 and minimum monthly account maintenance fee of €1.30, then the total repayment amount will be €10 018.80, the monthly instalment €165.68, and the annual percentage rate (APR) 9.64 %. This example is informative.

Consumer loan 

  • Fixed annual interest rate of 9.9 % and €0 loan agreement fee (3)
  • Loan amount from €1,000 to €15,000
  • No down payment required

(3) The offer is valid for loan applications submitted until 31.12.2025 if the code PARJUR is indicated in the loan application.
 
  Apply for a loan

Consumer loan representative example: If the loan amount is €5,000, with a loan repayment term of 60 months, fixed annual interest rate of 9.9 %, loan agreement fee of €0 and minimum monthly account maintenance fee of €1.30, then the total repayment amount will be €6,437.40, the monthly instalment €105.99, and the annual percentage rate (APR) 10.94 %. This example is informative.

Loan for home renovation or property acquisition

  • Fixed annual interest rate of 8.9 % and €0 loan agreement fee (4)
  • Loan amount from €2,000 to €30,000
  • No down payment required

(4) The offer is valid for loan applications submitted until 31.12.2025 if the code PARJUR is indicated in the loan application.

  Apply for a loan

Loan for home renovation or property acquisition representative example: If the loan amount is €8,000, with a loan repayment term of 60 months, fixed annual interest rate of 8.9 %, loan agreement fee of €0 and minimum monthly account maintenance fee of €1.30, then the total repayment amount will be €10,018.80, the monthly instalment €165.68, and the annual percentage rate (APR) 9.64 %. This example is informative.

Mortgage loan 

  • Take a look at our housing loan offer. Find out more
  • Altum support programmes
  • Personalised consultations
  • Remote application and signing of the agreement

Apply for a loan

Applying for the Seamen Program is easy

Fill in the application

Wait for our call

Sign the documents remotely or meet our advisor in person. Book an appointment in advance by phone +371 67 17 1880

Apply

Necessary documents

  • Passport or eID card
  • Seaman’s book

Useful links

Rules
Priority Pass
Price list
Credit Life Insurance